Coverage Solutions Background

Comprehensive coverage, built on expertise.

With deep expertise across insurance, risk management, and consulting, we support a wide range of needs—explore the options below to find the right coverage.

Accident & Health Coverage

Connects insurers and distribution partners to quickly deliver innovative solutions to help your customers create lasting value for their constituents.

  • Agents
  • Distributors
  • Enrollment Firms
  • Field Marketing Organizations
  • Financial Institutions
  • Schools & Corporations

Aerospace Coverage

Delivers comprehensive coverage for public and private companies, covering virtually any space risk and supporting every stage of their mission—pre-launch, launch and in-orbit.

  • Launch Vehicle Service Providers
  • Government Programs
  • Satellite Manufacturers
  • Satellite Owners

Aviation

Our aviation solutions deliver specialized protection with global coverage for a wide range of industry risks based in the United States.

  • Aerospace Manufacturers
  • Airlines – U.S. Based Passenger & Cargo Carriers
  • Airports & Ground Handlers
  • Commercial Aviation & Corporate Aviation
  • Jet Owners
  • Workers’ Compensation

Aviation War

For airlines, manufacturers, and other aviation operations, we help to indemnify clients from damage to aircraft due to war or other hostile events.

  • Airlines
  • Aircraft Manufacturers
  • Aviation Operations

Buffer Auto

Nationwide short-limit, monoline Excess Auto Liability coverage for contractors, manufacturers and distributors with owned fleets and employed drivers (excluding hazardous materials), available exclusively through our appointed wholesale brokers.

  • Electricians
  • Framers
  • Manufacturers
  • Roofers
  • Window Installers

California Wildfire Homeowner's

Our specialized team can design a customized insurance program for high-value homes in places where wildfires, and other weather events are increasingly more frequent and severe.

  • Monoline Secondary Homes
  • Owner-Occupied Primary Homes

Cargo War

Shipments aboard ocean-going vessels, land transits, and international aircraft need protection from damage or loss caused by war, military armaments and seizure.

  • Cargo Operations
  • Shippers

Commercial Auto

Our program offers auto liability, physical damage, general liability and cargo for any size fleet.

  • Box Trucks
  • Bus Companies
  • Hazardous Waste
  • Loggers
  • Rideshares
  • Trucking Companies
  • Waste Haulers

Commercial Surety

We work with public and private companies, nonprofits and municipalities with specialized knowledge in heavy industry and energy.

  • Chemical
  • Construction
  • Electronics
  • Energy/Power
  • Healthcare
  • Pharmaceutical
  • Manufacturing
  • Metals/Mining
  • Oil & Gas
  • Service Contracting
  • Technology
  • Transportation
  • Waste Services

Consumer & Affinity Insurance

Offers consumer‑centric insurance products in Europe and the UK, with A+ capacity through a carrier partner. They underwrite and distribute a flexible portfolio—including accident, sickness, health, travel and lifestyle insurance—designed for both traditional and affinity (partnership) channels.

  • Brokers & Affinity Groups
  • Consumer Markets in the EU
& UK
  • Insurance Carriers/Underwriters
  • Small-to-Medium Enterprises

Contingency Coverage

Our contingency coverage helps to protect and minimize financial impact when the unforeseen happens or the show cannot go on.

  • Artists
  • Entertainment & Sports Producers
  • Equipment & Property Owners
  • Media Producers
  • Professional & Amateur Camps/Clinics
  • Sports Teams
  • Stadiums
  • Venues & Theaters
  • Vendors & Exhibitors

Contract Surety

Our contract surety solutions give government agencies and private owners confidence in selecting general contractors and subcontractors for projects.

  • General Construction
  • Manufacturing, Office, Retail, Distribution & Residential Buildings
  • Roads, Tunnels & Bridges
  • Water, Sewer & Gas Infrastructure

Cyber Liability Insurance

Our intense focus on emerging and evolving cyber risks helps organizations confidently operate in today’s world.

  • Commercial & Industrial Businesses
  • Consumer & Retail Businesses
  • Contract-Driven Buyers
  • Financial & Business Services
  • FinTech & Digital Financial Services
  • IT & Technology Services Providers
  • Nonprofit & Community Organizers
  • Professional Services
  • Tech & Digital Services

Entertainment & Sports

Quickly adapts to the constantly evolving risks of the entertainment and sports industries, creating tailored coverage plans to meet each client’s unique needs.

  • Entertainment & Sports Producers
  • Equipment & Property Owners
  • Media Producers
  • Professional/Amateur Camps & Clinics
  • Sports Teams
  • Stadiums
  • Vendors & Exhibitors
  • Venues & Theaters

Environmental & Pollution Liability

Our program provides pollution liability to all businesses and keeps small-to-medium sized environmental consultants, contractors, waste treatment facilties and recycling facilities performing their critical work.

  • Consultants
  • Contractors
  • Recycling Facilities
  • Waste Treatment Facilities

Excess Casualty Insurance

Provides tailored excess liability solutions with flexible structures and scalable capacity to support a broad spectrum of commercial risks. Delivers disciplined underwriting and responsive execution to help clients strengthen protection, manage volatility and confidently build higher-limit programs.

  • Consumer Products Industry
  • Construction
  • Fortune 5000 Companies
  • Hospitality/Hotel & Leisure
  • Manufacturing
  • Real Estate
  • Retail Companies

Excess Property Coverage

Underwriters experienced in commercial risks from small businesses to Fortune 500 companies.

  • CAT-Driven Exposurers
  • Condominiums & Apartment Buildings
  • Difference in Conditions Coverage
  • Hotels, Restaurants, Casinos & Resorts
  • Housing Authorities
  • Municipalities & Public Entities
  • Office Buildings & Public Entities
  • REITs
  • Vacant Properties

Faculative Reinsurance

Provides specialty faculative reinsurance solutions across complex risk lines.

  • Onshore Oil & Gas
  • Political Violence/Terrorism
  • Property Insurers
  • Utilities/Power Generation

Fine Art & Collections

Our all-risk policies provide global protection for fine art, jewelry, collectibles and collector automobiles—covering a wide range of perils with no deductibles and delivering tailored solutions for valued assets.

  • Corporate Collections
  • Galleries
  • Institutions
  • Private Collectors

Homeowners

Flexible non-admitted coverage with expertise in high-net-worth assets, enabling accurate valuation and tailored protection.

  • Condos
  • East Coast
  • High Value Homes
  • Northeast, Gulf Region & Hawaii Coastal Properties
  • Primary, Secondary & Seasonal Homes (Coastal & Non-Coastal)
  • Rental Properties (Coastal & Non-Coastal)
  • Short Term Rentals
  • Vacation Home

Infrastructure

Nationwide underwriting facility for infrastructure construction, offering project-based and annual CGL and Excess Liability through appointed wholesale brokers.

  • Airports
  • Coastal & Inland Ports
  • Electric Power & Distribution
  • Government Infrastructure
  • Locks, Levees & Dams
  • Pipelines
  • Roads & Bridges
  • Solar & Wind Turbine Erection
  • Telecom & Broadband
  • Tunnels & Rai
  • Water Treatment Plants
  • Waterline Projects

Logistics Risk Solutions

Provides specialty transport and marine insurance, leveraging tech‑enabled underwriting to support logistics-focused risks.

  • Carriers
  • Freight Forwarders
  • Inland Transit Operators
  • Shipper/Ocean Cargo
  • Warehouse Owners

Marine War

Manages the financial risks of physical damage and loss of hire from war, piracy and other armed conflict.

  • Marine Operations
  • Ship Owners

Medical Professional Liability

We provide tailored professional liability coverage that helps healthcare providers serve patients with confidence.

  • Adult Day Care, Home Health & Hospice
  • Allied Staffing & Health Schools
  • Community Clinics, Ambulatory Surgery Centers & Ambulance Services
  • Group Homes, Residential Care & Foster Care
  • Inpatient Behavioral & Substance Abuse Treatment
  • Labs, Pharmacy & Urgent Care
  • Physical & Occupational Therapy
  • Skilled Nursing & Long-Term Care Facilities
  • Tissue, Organ & Blood Banks

Motor Truck Cargo

Best for midsize fleets with five or more power units, including supporting lines of motor truck cargo, truck general liability and contingent cargo.

  • Large Size Fleets
  • Mid-Size Fleets
  • Single-Unit Owner-Operators

Political Risk

Political risk insurance shields businesses from the unpredictable challenges posed by political instability in foreign markets, including government actions and regulatory changes.

  • Energy
  • Financial Institutions
  • Government Agencies
  • Infrastructure
  • Manufacturing
  • Metals & Mining
  • Oil & Gas
  • Shipping
  • Technology
  • Telecoms

Political Violence

Terrorism, civil unrest and political violence can strike anywhere in the world. We help businesses recover from loss or damage to physical assets and associated business interruption.

  • Energy
  • Entertainment & Sports Events
  • Financial Institutions
  • Government Agencies
  • Infrastructure
  • Manufacturing
  • Metals & Mining
  • Oil & Gas
  • Shipping
  • Technology
  • Telecoms

Professional Liability

Protects those in the professional services industry from the financial loss of lawsuits that can arise from inadvertent or erroneous advice to clients.

  • Accountants
  • Construction (Including Architects, Design/Construction & Engineers)
  • Insurance Brokers
  • Lawyers
  • Management Consultants
  • Media, Technology, & Other Miscellaneous Professions
  • Surveyors

Real Estate

Primary and excess liability for habitational exposures, managed by a single underwriter for streamlined submissions. Available nationwide through appointed wholesale brokers, covering habitational CGL and Excess Liability.

  • Apartments
  • Commercial Buildings (Including Restaurants, Retail, Office & Industrial Space)
  • Hotels
  • Warehouses

Security Deposit Waiver

Program allows renters to skip the security deposit by opting for an affordable one-time payment, saving property owners and tenants money.

  • Property Management Companies
  • Tenants

Structured Credit

Structured credit and contract frustration insurance is designed to protect businesses against financial losses arising from complex international trade agreements.

  • Energy
  • Financial Institutions
  • Government Agencies
  • Infrastructure
  • Manufacturing
  • Metals & Mining
  • Oil & Gas
  • Shipping
  • Technology
  • Telecoms
  • Trade

Tailored Risk Transfer

Provider of holistic insurance and risk management solutions for commercial lines clients. Focused on industry specialization and underwriting acumen, the practice group takes a more comprehensive approach to insurance and risk to provide clients with customized risk management solutions.

  • Financial Institutions
  • Professional Services
  • Real Estate, Hospitality & Leisure

Title Insurance

Provides nation wide residential and commercial title coverage and issuance.

  • Commercial Property
  • Residential Property

Yacht Insurance

Full service MGA with expertise in the assessment, pricing, and administration of yacht insurance business, working with numerous A-Rated insurance companies.

  • Catamarans
  • Motor Sailors
  • Navigating Houseboats
  • Professional Manufactured Yachts
  • Sailboats
  • Some Custom-Built Vessels
  • Trailer-Craft