Coverage Solutions Background

Comprehensive coverage, built on expertise.

With deep expertise across insurance, risk management, and consulting, we support a wide range of needs—explore the options below to find the right coverage.

Accident & Health Coverage

Connects insurers and distribution partners to quickly deliver innovative solutions to help your customers create lasting value for their constituents.

  • Agents
  • Distributors
  • Enrollment Firms
  • Field Marketing Organizations
  • Financial Institutions
  • Schools & Corporations

Aerospace Coverage

Delivers comprehensive coverage for public and private companies, covering virtually any space risk and supporting every stage of their mission—pre-launch, launch and in-orbit.

  • Launch Vehicle Service Providers
  • Government Programs
  • Satellite Manufacturers
  • Satellite Owners

Auto Dealership Programs

The trusted partner for auto dealerships, delivering solutions beyond traditional VSC, GAP and VPP programs. We create innovative opportunities to drive profit and enhance customer satisfaction while addressing today’s challenges.

  • Appearance Protection Programs
  • F&I Programs
  • Guaranteed Asset Protection
  • Vehicle Service Contracts

Aviation

Our aviation solutions deliver specialized protection with global coverage for a wide range of industry risks based in the United States.

  • Aerospace Manufacturers
  • Airlines – U.S. Based Passenger & Cargo Carriers
  • Airports & Ground Handlers
  • Commercial Aviation & Corporate Aviation
  • Jet Owners
  • Workers’ Compensation

Aviation War

For airlines, manufacturers, and other aviation operations, we help to indemnify clients from damage to aircraft due to war or other hostile events.

  • Airlines
  • Aircraft Manufacturers
  • Aviation Operations

Buffer Auto

Nationwide short-limit, monoline Excess Auto Liability coverage for contractors, manufacturers and distributors with owned fleets and employed drivers (excluding hazardous materials), available exclusively through our appointed wholesale brokers.

  • Electricians
  • Framers
  • Manufacturers
  • Roofers
  • Window Installers

California Wildfire Homeowner's

Our specialized team can design a customized insurance program for high-value homes in places where wildfires, and other weather events are increasingly more frequent and severe.

  • Monoline Secondary Homes
  • Owner-Occupied Primary Homes

Cargo War

Shipments aboard ocean-going vessels, land transits, and international aircraft need protection from damage or loss caused by war, military armaments and seizure.

  • Cargo Operations
  • Shippers

Commercial Auto

Our program offers auto liability, physical damage, general liability and cargo for any size fleet.

  • Box Trucks
  • Bus Companies
  • Hazardous Waste
  • Loggers
  • Rideshares
  • Trucking Companies
  • Waste Haulers

Commercial Surety

We work with public and private companies, nonprofits and municipalities with specialized knowledge in heavy industry and energy.

  • Chemical
  • Construction
  • Electronics
  • Energy/Power
  • Healthcare
  • Pharmaceutical
  • Manufacturing
  • Metals/Mining
  • Oil & Gas
  • Service Contracting
  • Technology
  • Transportation
  • Waste Services

Consumer & Affinity Insurance

Offers consumer‑centric insurance products in Europe and the UK, with A+ capacity through a carrier partner. They underwrite and distribute a flexible portfolio—including accident, sickness, health, travel and lifestyle insurance—designed for both traditional and affinity (partnership) channels.

  • Brokers & Affinity Groups
  • Consumer Markets in the EU
& UK
  • Insurance Carriers/Underwriters
  • Small-to-Medium Enterprises

Contingency Coverage

Our contingency coverage helps to protect and minimize financial impact when the unforeseen happens or the show cannot go on.

  • Artists
  • Entertainment & Sports Producers
  • Equipment & Property Owners
  • Media Producers
  • Professional & Amateur Camps/Clinics
  • Sports Teams
  • Stadiums
  • Venues & Theaters
  • Vendors & Exhibitors

Contract Surety

Our contract surety solutions give government agencies and private owners confidence in selecting general contractors and subcontractors for projects.

  • General Construction
  • Manufacturing, Office, Retail, Distribution & Residential Buildings
  • Roads, Tunnels & Bridges
  • Water, Sewer & Gas Infrastructure

Cyber Liability Insurance

Our intense focus on emerging and evolving cyber risks helps organizations confidently operate in today’s world.

  • Commercial & Industrial Businesses
  • Consumer & Retail Businesses
  • Contract-Driven Buyers
  • Financial & Business Services
  • FinTech & Digital Financial Services
  • IT & Technology Services Providers
  • Nonprofit & Community Organizers
  • Professional Services
  • Tech & Digital Services

Entertainment & Sports

Quickly adapts to the constantly evolving risks of the entertainment and sports industries, creating tailored coverage plans to meet each client’s unique needs.

  • Entertainment & Sports Producers
  • Equipment & Property Owners
  • Media Producers
  • Professional/Amateur Camps & Clinics
  • Sports Teams
  • Stadiums
  • Vendors & Exhibitors
  • Venues & Theaters

Environmental & Pollution Liability

Our program provides pollution liability to all businesses and keeps small-to-medium sized environmental consultants, contractors, waste treatment facilties and recycling facilities performing their critical work.

  • Consultants
  • Contractors
  • Recycling Facilities
  • Waste Treatment Facilities

Event Ticket Protection

Event ticket protection offering reimbursement solutions that safeguard attendees from out-of-pocket losses when unexpected circumstances prevent attendance, ensuring a seamless experience and peace of mind.

  • Corporate Event Managers
  • Event Platforms
  • Third-Party Administrators
  • Ticket Sellers

Excess Casualty Insurance

Provides tailored excess liability solutions with flexible structures and scalable capacity to support a broad spectrum of commercial risks. Delivers disciplined underwriting and responsive execution to help clients strengthen protection, manage volatility and confidently build higher-limit programs.

  • Consumer Products Industry
  • Construction
  • Fortune 5000 Companies
  • Hospitality/Hotel & Leisure
  • Manufacturing
  • Real Estate
  • Retail Companies

Excess Property Coverage

Underwriters experienced in commercial risks from small businesses to Fortune 500 companies.

  • CAT-Driven Exposurers
  • Condominiums & Apartment Buildings
  • Difference in Conditions Coverage
  • Hotels, Restaurants, Casinos & Resorts
  • Housing Authorities
  • Municipalities & Public Entities
  • Office Buildings & Public Entities
  • REITs
  • Vacant Properties

Faculative Reinsurance

Provides specialty faculative reinsurance solutions across complex risk lines.

  • Onshore Oil & Gas
  • Political Violence/Terrorism
  • Property Insurers
  • Utilities/Power Generation

Fine Art & Collections

Our all-risk policies provide global protection for fine art, jewelry, collectibles and collector automobiles—covering a wide range of perils with no deductibles and delivering tailored solutions for valued assets.

  • Corporate Collections
  • Galleries
  • Institutions
  • Private Collectors

Homeowners

Flexible non-admitted coverage with expertise in high-net-worth assets, enabling accurate valuation and tailored protection.

  • Condos
  • East Coast
  • High Value Homes
  • Northeast, Gulf Region & Hawaii Coastal Properties
  • Primary, Secondary & Seasonal Homes (Coastal & Non-Coastal)
  • Rental Properties (Coastal & Non-Coastal)
  • Short Term Rentals
  • Vacation Home

Infrastructure

Nationwide underwriting facility for infrastructure construction, offering project-based and annual CGL and Excess Liability through appointed wholesale brokers.

  • Airports
  • Coastal & Inland Ports
  • Electric Power & Distribution
  • Government Infrastructure
  • Locks, Levees & Dams
  • Pipelines
  • Roads & Bridges
  • Solar & Wind Turbine Erection
  • Telecom & Broadband
  • Tunnels & Rail
  • Water Treatment Plants
  • Waterline Projects

Logistics Risk Solutions

Provides specialty transport and marine insurance, leveraging tech‑enabled underwriting to support logistics-focused risks.

  • Carriers
  • Freight Forwarders
  • Inland Transit Operators
  • Shipper/Ocean Cargo
  • Warehouse Owners

Marine War

Manages the financial risks of physical damage and loss of hire from war, piracy and other armed conflict.

  • Marine Operations
  • Ship Owners

Medical Professional Liability

We provide tailored professional liability coverage that helps healthcare providers serve patients with confidence.

  • Adult Day Care, Home Health & Hospice
  • Allied Staffing & Health Schools
  • Community Clinics, Ambulatory Surgery Centers & Ambulance Services
  • Group Homes, Residential Care & Foster Care
  • Inpatient Behavioral & Substance Abuse Treatment
  • Labs, Pharmacy & Urgent Care
  • Physical & Occupational Therapy
  • Skilled Nursing & Long-Term Care Facilities
  • Tissue, Organ & Blood Banks

Motor Truck Cargo

Best for midsize fleets with five or more power units, including supporting lines of motor truck cargo, truck general liability and contingent cargo.

  • Large Size Fleets
  • Mid-Size Fleets
  • Single-Unit Owner-Operators

OEM and Distributor Programs

Partnering with OEMs, distributors, and administrators to design bespoke extended warranty and insurance programs for fast, compliant and tailored coverage deployment.

  • Original Manufacturer Warranty Claims
  • Original Manufacturer Warranty Reserving
  • Original Manufacturer Warranty Service Dispatch
  • Point-Of-Sale & Aftermarket Programs

Political Risk

Political risk insurance shields businesses from the unpredictable challenges posed by political instability in foreign markets, including government actions and regulatory changes.

  • Energy
  • Financial Institutions
  • Government Agencies
  • Infrastructure
  • Manufacturing
  • Metals & Mining
  • Oil & Gas
  • Shipping
  • Technology
  • Telecoms

Political Violence

Terrorism, civil unrest and political violence can strike anywhere in the world. We help businesses recover from loss or damage to physical assets and associated business interruption.

  • Energy
  • Entertainment & Sports Events
  • Financial Institutions
  • Government Agencies
  • Infrastructure
  • Manufacturing
  • Metals & Mining
  • Oil & Gas
  • Shipping
  • Technology
  • Telecoms

Portable Electronics Insurance

Provides portable electronics insurance for employers, administrators and mobile workforces—delivering flexible group-based coverage designed to protect employees’ essential devices.

  • Accidental Damage
  • Family Plans
  • Individual Plans
  • Mechanical Breakdown
  • Theft & Loss

Professional Liability

Protects those in the professional services industry from the financial loss of lawsuits that can arise from inadvertent or erroneous advice to clients.

  • Accountants
  • Construction (Including Architects, Design/Construction & Engineers)
  • Insurance Brokers
  • Lawyers
  • Management Consultants
  • Media, Technology, & Other Miscellaneous Professions
  • Surveyors

Real Estate

Primary and excess liability for habitational exposures, managed by a single underwriter for streamlined submissions. Available nationwide through appointed wholesale brokers, covering habitational CGL and Excess Liability.

  • Apartments
  • Commercial Buildings (Including Restaurants, Retail, Office & Industrial Space)
  • Hotels
  • Warehouses

Security Deposit Waiver

Program allows renters to skip the security deposit by opting for an affordable one-time payment, saving property owners and tenants money.

  • Property Management Companies
  • Tenants

Service Contracts & Extended Warranties

Obligor and non-obligor service warranty solutions backed by an 'A-' rated carrier, offering transparent, fast-to-market programs that deliver financial security.

  • Appliances
  • Consumer Electronics
  • Furniture
  • Jewelry
  • Lawn & Garden Equipment
  • Power Tools

Structured Credit

Structured credit and contract frustration insurance is designed to protect businesses against financial losses arising from complex international trade agreements.

  • Energy
  • Financial Institutions
  • Government Agencies
  • Infrastructure
  • Manufacturing
  • Metals & Mining
  • Oil & Gas
  • Shipping
  • Technology
  • Telecoms
  • Trade

Tailored Risk Transfer

Provider of holistic insurance and risk management solutions for commercial lines clients. Focused on industry specialization and underwriting acumen, the practice group takes a more comprehensive approach to insurance and risk to provide clients with customized risk management solutions.

  • Financial Institutions
  • Professional Services
  • Real Estate, Hospitality & Leisure

Title Insurance

Provides nation wide residential and commercial title coverage and issuance.

  • Residential Property
  • Commercial Property

Travel Insurance

Comprehensive travel insurance delivering critical protections and seamless implementation, supported by a trusted travel assistance provider.

  • Administrators
  • Corporate Travel Managers
  • Travel Agencies
  • Travel Retailers

Yacht Insurance

Full service MGA with expertise in the assessment, pricing, and administration of yacht insurance business, working with numerous A-Rated insurance companies.

  • Catamarans
  • Motor Sailors
  • Navigating Houseboats
  • Professional Manufactured Yachts
  • Sailboats
  • Some Custom-Built Vessels
  • Trailer-Craft